And here’s what’s crazier, Marc. I’m at a point in life where I don’t need or even desire much. But wanting what I can’t have is a theme I’ve detected. It’s basic temptation. And it’s something I clearly must be mindful of the higher I go. There’ll always be something out there to covet. Appreciate you reading!
About the question on deserving a treat, I think that's something every saver struggles with. Once you have your savings on autopilot, I feel that you should enjoy yourself some. Otherwise, what's the point of working hard and saving? A handful of extra expenses isn't going to sink your plan, as long as you don't let it get out of hand.
This has manifested with me personally recently, I've bought two quite expensive guitars in the last six months. I balked at the price of the first, but my wife encouraged me. Music has been my passion since I was kid, and I was ecstatic with the purchase. But then another guitar popped up that was almost the perfect guitar I was looking for. Again, I balked at the price, especially since I'd just bought one. But again, my very wise wife said to get it. Our savings are in great shape, I have a steady job, there's no reason to hold back.
I've had them both for a while now and I couldn't be happier with them. They were worth every penny, and I get a ton of enjoyment out of having a masterfully hand crafted instrument that I can make music with. Long story short is, you should find something that brings you joy and spend unabashedly on that.
I appreciate you sharing your recent experience, Tanner. I saw a few guitars for sale in the gift shop at the Rock & Roll Hall of Fame two weeks ago. I don’t know the first thing about playing the guitar. But I strolled over to them, saw about a $900 price tag and thought, ‘I could swing that. This would be cool.’ Of course I’m not that reckless with my spending. I think a few hours in the museum just had me feeling like a rockstar. Lol.
But I wholeheartedly agree with your approach. My guilty pleasures are few. The ones I enjoy are things I *really* must be cautious of, like eating out and, at times, drinking. They’re huge money drains and simply not worth the cost for me at this point. But I sometimes miss the ease and fun both can offer.
MY SUGGESTION!!! -- Avoid neglecting yourself and putting off enjoying life NOW by budgeting. Set aside a reasonable amount of funds for pleasure--taken at a minimal amount from other categories. AND then, stick to that budget. You have the self-discipline to build wealth and to enjoy life during that process!! Just saying!
Classic movie that was budgeted for
$7.5 million and made $3.1 million in the box office. Only if they had a Money Talks advisor on set lol. Im broke, baby!
So basically they didn’t get paid in full? Lol. (I know. I know. I couldn’t resist.)
That deserving question is so real.
And here’s what’s crazier, Marc. I’m at a point in life where I don’t need or even desire much. But wanting what I can’t have is a theme I’ve detected. It’s basic temptation. And it’s something I clearly must be mindful of the higher I go. There’ll always be something out there to covet. Appreciate you reading!
About the question on deserving a treat, I think that's something every saver struggles with. Once you have your savings on autopilot, I feel that you should enjoy yourself some. Otherwise, what's the point of working hard and saving? A handful of extra expenses isn't going to sink your plan, as long as you don't let it get out of hand.
This has manifested with me personally recently, I've bought two quite expensive guitars in the last six months. I balked at the price of the first, but my wife encouraged me. Music has been my passion since I was kid, and I was ecstatic with the purchase. But then another guitar popped up that was almost the perfect guitar I was looking for. Again, I balked at the price, especially since I'd just bought one. But again, my very wise wife said to get it. Our savings are in great shape, I have a steady job, there's no reason to hold back.
I've had them both for a while now and I couldn't be happier with them. They were worth every penny, and I get a ton of enjoyment out of having a masterfully hand crafted instrument that I can make music with. Long story short is, you should find something that brings you joy and spend unabashedly on that.
I appreciate you sharing your recent experience, Tanner. I saw a few guitars for sale in the gift shop at the Rock & Roll Hall of Fame two weeks ago. I don’t know the first thing about playing the guitar. But I strolled over to them, saw about a $900 price tag and thought, ‘I could swing that. This would be cool.’ Of course I’m not that reckless with my spending. I think a few hours in the museum just had me feeling like a rockstar. Lol.
But I wholeheartedly agree with your approach. My guilty pleasures are few. The ones I enjoy are things I *really* must be cautious of, like eating out and, at times, drinking. They’re huge money drains and simply not worth the cost for me at this point. But I sometimes miss the ease and fun both can offer.
Also, shout out to your wife!
Deprivation leads to splurging!
MY SUGGESTION!!! -- Avoid neglecting yourself and putting off enjoying life NOW by budgeting. Set aside a reasonable amount of funds for pleasure--taken at a minimal amount from other categories. AND then, stick to that budget. You have the self-discipline to build wealth and to enjoy life during that process!! Just saying!