Finding gratitude in my finances: 10 things I'm thankful for
Highlighting what fuels my financial journey.
As I reflect on my financial journey, I realize that gratitude has been a powerful motivator in where I am today.
It’s easy to focus on what’s missing or what still needs to be done. But taking a moment to appreciate what I’ve already gained helps me stay grounded and focused.
Today, I’m sharing 10 key things I’m grateful for in my finances — the lessons, the habits and the mindset shifts that fuel my ongoing pursuit of financial freedom.
Financial literacy
Why I’m thankful: Gaining a solid understanding of personal finance has been a game-changer. Financial literacy empowers me to make smarter decisions with my money and has given me the confidence to take control of my financial future. Before I could manage my money effectively, I had to understand how it works.
Further reading: 6 books to get smarter with money — Life-changing wisdom is sure to be found in all six.Selfless money mentors
Why I’m thankful: I didn’t have in-depth money talks with most people in my life. When I realized I needed mentorship, I didn’t know where to turn. But once I found people who were willing to share their experiences and wisdom without fear of judgment, everything started to shift. Most of them are virtual mentors. That’s OK. They’ve all taught me a lot, and I continue learning from them today.
Further reading: 6 YouTube channels that made me smarter with money — For those who prefer to get their gems visually.Having a clear vision
Why I’m thankful: Clarity is everything. Once I established clear goals, distractions became obvious. I can easily say no to things that don’t align with my values. My vision keeps me focused. It’s my roadmap for reaching my potential and achieving my dreams.
Further reading: I don’t do this for nothing — My motivation for starting Money Talks.My shift to a Money Talks mindset
Why I’m thankful: I used to make impulsive decisions, prioritizing short-term satisfaction over long-term stability. I now realize the cost of those choices was far greater than the temporary joys. When I shifted to a Money Talks mindset, I began thinking about the long-term — building a legacy and doing all I can to help others learn how to be smarter with money.
Further reading: How to fix your finances in one year — A structured approach to getting on track to financial wellness in 12 months or less.Patience for the journey
Why I’m thankful: My relentless pursuit of freedom isn’t just a personal mission. My legacy should live on and be felt for generations. It doesn’t stop with me. My job is to build a sturdy foundation that will last. With a long view, my disposition rarely fluctuates because of life’s hiccups and hurdles.
Further reading: I’m broke, baby! — A real, raw look at how financial transformation doesn’t happen overnight, but the journey is worth it.A healthy freedom fund
Why I’m thankful: Having a freedom fund has been a lifesaver. It’s not about hoarding money for the sake of it. It’s about having peace of mind when life throws a curveball (like car trouble or unexpected medical expenses). Knowing that I’ve got a cushion allows me to focus on my goals, not stress.
Further reading: A $20,000 windfall shores up my foundation — How a healthy financial cushion helped me weather life’s storms.Multiple income streams
Why I’m thankful: Whether it’s through side hustles, freelance work or passive income streams, multiple sources of income have given me the financial flexibility to withstand economic uncertainty and invest in our futures. It took me a while to realize the value of spreading my eggs across many baskets.
Further reading: My newest revenue stream — How expanding income sources can fast track financial independence.Progress, not perfection
Why I’m thankful: For too long, I allowed perfectionism to get in the way of real progress. I still do. I sometimes feel like everything must be perfect for it to count. But I’ve learned that small, consistent steps — however imperfect — add up powerfully. Every time I make even the smallest improvement, I celebrate it. Because it’s not about getting everything right. It’s about focusing on forward momentum, not flawless execution.
Further reading: Perfection is the enemy of progress — A reminder that perfectionism can hold us back from financial growth and personal development.Positive reinforcement
Why I’m thankful: Whether it’s a kind word from a friend, an unexpected compliment or a milestone victory (like paying off a credit card), positive reinforcement helps fuel my journey. Those moments of recognition, big or small, remind me that I’m doing the right things. I’ve started to embrace rewarding myself for consistent behavior in my personal development and my finances. The journey must be enjoyed along the way.
Further reading: The best anniversary gift ever — A personal reflection on how rewards and acknowledgement can drive long-term success.Community
Why I’m thankful: I’m incredibly grateful for the community we’ve built (and the one we’re still building). That includes you — the people who support, encourage and challenge me. The power of community in achieving financial goals is often underestimated, but having like-minded people around makes all the difference
Further reading: Finding my tribe: My mission to make new friends — How a supportive community can transform your financial outlook and keep you on track.
I went back and re-read your previous Giving Thanks Posts and listened again to your favorite song. My heart is filled with pride, love, joy and adoration for your forward movement and progress. Parker is as Blessed a little girl as I am a Proud Mom!! Keep sharing!